EMI Calculator (Loan Calculator)

Bank Loan

Calculate your monthly EMI, total interest and total amount payable for home loan, car loan, personal loan, etc.

5,00,000
8.5%
20

Monthly EMI

₹4,336

Total Interest

₹5,40,640

Total Amount

₹10,40,640

About EMI Calculator

An Equated Monthly Installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month.

EMI = [P x R x (1+R)^N]/[(1+R)^N-1] where P=Loan amount, R=Interest rate, N=Loan tenure in months.

Current Interest Rates

  • Home Loan: 8.4% – 9.5%
  • Car Loan: 8.7% – 12.5%
  • Personal Loan: 10.5% – 24%
  • Education Loan: 8.5% – 12%

Fixed Deposit Calculator (STDR – Cumulative)

Bank Investment

Calculate the maturity amount for cumulative fixed deposits where interest is compounded.

1,00,000
7.0%
5

Maturity Value

₹1,41,059

Total Interest

₹41,059

Effective Yield

8.21%

PPF Calculator (Public Provident Fund)

Post Office Investment

Calculate the maturity amount for your Public Provident Fund investment with tax-free returns.

1,50,000
7.1%
15

Maturity Value

₹40,68,209

Total Investment

₹22,50,000

Total Interest

₹18,18,209

SIP Calculator (Systematic Investment Plan)

Mutual Funds Investment

Calculate the future value of your SIP investments with expected returns.

10,000
15
12%

Maturity Value

₹50,00,000

Total Investment

₹18,00,000

Estimated Returns

₹32,00,000

Calculator

Financial

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About FinCalc

FinCalc provides comprehensive financial calculators exclusively for Indians. We cover all major financial schemes available in Indian Banks, Post Office, Mutual Funds, Retirement plans, Tax calculations, Insurance, Bonds and more.

With 30+ specialized calculators, you can plan every aspect of your financial life.

Key Features

  • Accurate calculations for all financial products
  • Interactive charts for visualization
  • Mobile and tablet friendly interface
  • Up-to-date interest rates
  • Save and share your calculations

Recent Calculators

EMI Calculator

Home Loan Calculation

SIP Calculator

Systematic Investment Plan

Fixed Deposit (STDR)

Cumulative Fixed Deposit

Income Tax Calculator

FY 2023-24

PPF Calculator

Public Provident Fund

Quick Calculators

Home Loan

Fixed Deposit

PPF Calculator

SIP Calculator